These terms of use (the “Terms”) govern your access to and use of cpa.guru, its pages, forms, accounts, widgets and any related services (together, the “Site”). By accessing or using the Site in any way, you accept these Terms. If you do not accept them, you must not use the Site.
1. Who we are
The Site is run by CPA GURU, an independent information resource (“CPA GURU”, “we”, “us”, “our”). Contact: hello@cpa.guru; legal matters — legal@cpa.guru.
2. The Site
The Site is an information catalog about affiliate marketing. It lists affiliate programs, CPA networks, ad networks, tools and services, teams, events and brands, and publishes articles and guides. We provide the Site for information purposes only. We may change, suspend or discontinue the Site or any part of it, including any listing or feature, at any time and without notice.
3. Information on the Site
Information on the Site is collected from publicly available sources, from representatives of programs and services and from users. We do not verify all of it and make no representation or warranty that any information on the Site is accurate, complete, current, reliable or suitable for any purpose. Terms, rates, payouts, contacts and other details of third parties may change at any time without notice to us. You use information from the Site at your own risk and must check it directly with the relevant third party before relying on it.
Nothing on the Site is financial, investment, tax, legal or other professional advice, an offer, or a recommendation to enter into any arrangement with any third party.
4. Third parties
Programs, networks, advertisers, services, event organisers, brands and other third parties mentioned or linked on the Site are independent of us. We do not control them and are not responsible or liable for:
- their websites, products, services, terms, licences, conduct or compliance with law;
- their payments, payouts, commissions, holds, account decisions or any failure to pay;
- any agreement, transaction or dispute between you and them;
- any loss arising from your visit to a third-party website through a link on the Site.
A listing, rating, badge, “Recommended” position, advertisement or link does not mean that we endorse, approve, guarantee or vouch for any third party. We are not a party to, agent of, or intermediary in any arrangement between you and a third party.
Some links on the Site are affiliate links, and some placements are paid. See our Affiliate & Advertising Disclosure.
5. Your responsibility
You are solely responsible for your decisions and actions based on the Site, for choosing whom you work with, and for complying with all laws and rules that apply to you, your activity, your traffic sources and your audience.
6. Content you send us
“User Content” means any information or material you send to us or post on the Site — including submissions of programs or services, suggested rates, terms and contacts, reports, messages, ratings, reviews, replies, articles, images and files.
By sending User Content, you:
- grant us a worldwide, non-exclusive, royalty-free, perpetual, irrevocable, transferable and sublicensable licence to use, store, copy, reproduce, modify, edit, adapt, translate, combine with other data, publish, display, distribute and otherwise exploit it in any form and media, on the Site and elsewhere, without attribution or payment to you; to the extent permitted by law, you waive any moral rights in it in our favour;
- confirm that you own it or have all rights and permissions needed to grant this licence, that it is accurate, and that sending and publishing it does not breach any law or anyone’s rights — including when it contains personal data or contact details of other people;
- agree that it must not be unlawful, false, misleading, defamatory, offensive, infringing, spam, or contain malware or tracking or referral parameters.
We are not obliged to publish, keep or return any User Content. We may review, edit, shorten, refuse, restrict, hide or remove any User Content, in whole or in part, at any time, at our sole discretion and without giving reasons. You are solely responsible for your User Content. Personal data in User Content is processed as described in our Privacy Policy.
Ideas, suggestions and feedback about the Site may be used by us freely and without any obligation to you.
7. Accounts and listings
When accounts are available, you must give accurate information, keep your access credentials secure and are responsible for all activity under your account. If you act on behalf of a company or program, you confirm that you are authorised to do so and to bind it to these Terms.
We may refuse, suspend, restrict or close any account, and refuse, change, hide or remove any listing, rating, review or other content, at any time, at our sole discretion and without notice or giving reasons. We are not liable for any consequences of doing so.
8. Prohibited use
You must not, and must not help others to:
- copy, scrape, crawl, harvest, extract, download in bulk or re-use the Site, its catalog or database, or any substantial part of them, by automated or manual means, or create any database, product or service from them;
- frame, mirror or republish the Site or its content;
- bypass, test, disable or interfere with any security, access, rate-limiting, CAPTCHA or other technical measure, or overload or disrupt the Site;
- use contact details from the Site for spam or unsolicited bulk messages, or sell or transfer them;
- impersonate any person or company, or misrepresent your relationship with any of them;
- manipulate ratings, reviews or rankings, including through multiple or fake accounts;
- use the Site for any unlawful, fraudulent or harmful purpose, or in breach of these Terms.
We may block access, take technical measures and take legal action against any breach.
9. Intellectual property
The Site and all its content, including texts, data, the catalog and its selection, structure and arrangement, databases, design, software, logos and the CPA GURU name, are owned by us or our licensors and protected by intellectual property and database rights. Except for viewing the Site for your own use and sharing links to its pages, no right or licence is granted to you. Badges and widgets that we offer for embedding may be used only as we instruct, and we may withdraw this permission at any time.
Names, trademarks and logos of third parties belong to their owners and are used only to identify them.
10. Disclaimer of warranties
THE SITE AND ALL CONTENT, INFORMATION, LINKS AND SERVICES ON IT ARE PROVIDED “AS IS” AND “AS AVAILABLE”, WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING ANY WARRANTIES OF ACCURACY, COMPLETENESS, TIMELINESS, AVAILABILITY, SECURITY, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE OR NON-INFRINGEMENT, TO THE MAXIMUM EXTENT PERMITTED BY LAW. We do not warrant that the Site will be uninterrupted, error-free, secure or free of viruses, or that any defects will be corrected.
11. Limitation of liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW:
- we are not liable for any indirect, incidental, special, consequential, exemplary or punitive damages, or for any loss of profit, revenue, commissions, traffic, business, goodwill, data or opportunity, however caused and even if we were advised of their possibility;
- we are not liable for any loss arising from information on the Site, from your reliance on it, from third parties or their websites, products, terms or payments, from User Content, from your decisions, or from any interruption, error, loss of data or unauthorised access to the Site;
- our total liability for all claims relating to the Site or these Terms is limited to the amount you paid us for paid services in the twelve (12) months before the event giving rise to the claim, or, if you paid nothing, to zero.
Nothing in these Terms excludes or limits liability that cannot be excluded or limited under applicable law; in that case our liability is limited to the minimum extent the law allows.
12. Indemnity
You agree to indemnify, defend and hold harmless CPA GURU and its owners, staff, contractors and partners from and against any claims, demands, losses, damages, liabilities, costs and expenses (including reasonable legal fees) arising from or related to your use of the Site, your User Content, your breach of these Terms, or your violation of any law or of any rights of a third party.
13. Changes to these Terms
We may change these Terms at any time. Changes take effect when the updated Terms are published on the Site; the date of the current version is shown on this page. Your continued use of the Site after that means you accept the changes. If you do not accept them, you must stop using the Site.
14. Termination
We may suspend or end your access to the Site, in whole or in part, at any time and for any reason, without notice. Sections 3–6 and 8–16 survive any termination.
15. Disputes
Before bringing any claim, you agree to first contact us at legal@cpa.guru and try to resolve the matter informally for at least sixty (60) days. To the extent permitted by law, any claim must be brought individually, not as part of a class or collective action, and within one (1) year after it arose.
16. General
If any provision of these Terms is found invalid or unenforceable, it is enforced to the maximum extent permitted and the rest remains in full force. Our failure to enforce any right is not a waiver of it. We may assign or transfer our rights and obligations under these Terms; you may not without our written consent. We are not liable for any delay or failure caused by events beyond our reasonable control. These Terms, together with the policies referred to in them, are the entire agreement between you and us about the Site. If versions of these Terms in different languages differ, the English version prevails.